Financial and Medical Assistance Programs for Families

Worried about paying your medical bills? Don't have health insurance? We can help.

Financial Assistance Program

Many of our patient families who do not have health insurance are surprised to learn that their child qualifies for assistance. Children's Hospital Colorado works with eligible patients and families to secure government assistance or charity programs for hospital services. If patients and their families are not eligible for government assistance, the Financial Counseling team may be able to offer financial assistance in the form of discounts and payment plans.

We have financial and medical assistance programs

The Financial Assistance Program is available to all patients who live in the state of Colorado and do not have health insurance. We expect families to use all other resources available to them before financial assistance will be considered This includes encouraging families to apply to their county's local Department of Human Services.

Qualifications for many assistance programs require applicants to meet federal poverty income guidelines based on their Federal Poverty Level. Eligibility for financial assistance depends upon family size, income and the age of the applicant Please see Federal Poverty Income Guidelines Chart below for eligibility.

Please call Patient Financial Services at (720) 777-6422 to talk with a Financial Counselor. They will help you apply for financial aid programs that are available.

Family Medicaid

Family Medicaid is a public health insurance program for Colorado children 0-18 years of age and for parents with dependent children. The program is funded jointly by a federal-state partnership and is administered by the Department of Health Care Policy and Financing.

Who is eligible?

  • Financially qualified children ages 0-18 and parents with dependent children
  • Parents whose income is at or below 100% of the Federal Poverty Level
  • Children age 6-18 whose family income is at or below 100% of the Federal Poverty Level
  • Children under the age of 6 and pregnant women whose family income is at or below 133% of the Federal Poverty Level

Child Health Plan Plus (CHP+)

Child Health Plan Plus (CHP+) is low-cost public health insurance for Colorado's uninsured children 18 and under and pregnant women who earn too much to qualify for Medicaid, but cannot afford private insurance.Get more information about CHP+

Who is eligible?

  • Children age 18 and under and pregnant women age 19 and over
  • Applicants with household income under 250% of the Federal Poverty Level. See if your income qualifies for CHP+
  • Colorado residents
  • Permanent legal residents who have had an Alien Registration number for at least 5 years, a refugee or asylee
  • Applicants not eligible for Medicaid
  • Applicants who do not have other health insurance

Who is not eligible?

  • Applicants who have been covered by an employer health insurance plan during the last 3 months where the employer paid 50% or more of the premium cost
  • Applicants who are eligible for state employees' health coverage
  • Residents of correctional or mental institutions

Colorado Indigent Care Program (CICP)

Colorado Indigent Care Program (CICP) provides discounted health services through qualified providers to Colorado residents, migrant workers and legal immigrants who are uninsured or underinsured. It is not a health insurance program. Services are restricted to participating hospitals and clinics throughout the state.

The CICP is funded with federal and state dollars to partially compensate participating providers who provide health care to the uninsured and underinsured at or below 250% of the Federal Poverty Level. The Colorado Department of Health Care Policy and Financing administers the CICP. Not all hospitals and clinics participate in the program.

Who is eligible?

  • Must be a Colorado resident or migrant farm worker and a U.S. citizen or legal immigrant
  • Must have income and resources combined at or below 250% of the Federal Poverty Level
  • Not eligible for the Medicaid Program or Child Health Plan Plus (CHP+)

Long-Term Care Medicaid

Long-Term Care (LTC) Medicaid benefits help people who need ongoing medical or social support. A person needs to be financially eligible and medically eligible for LTC Medicaid benefits.

What are the requirements?

Children's Hospital Colorado Charity Program

Children's Hospital Colorado Charity Program provides specialized care or elective services where patients and their families are in need of financial assistance. The decision to provide charity care will, in all cases be based on a review of income, assets and liabilities of the family at the time of admission to the hospital or clinic. Income requirements will be defined by the hospital criteria.

What are the requirements?

  • Income and resources between 250% and 400% of the Federal Poverty Level; willingness to work with the hospital in exhausting all other possible resources for payment of services
  • Household size
  • Ineligibility for Medicaid, Child Health Plan+ and Colorado Indigent Care Program

Federal Poverty Level (FPL) income guidelines chart: Example of maximum income guidelines

Family Size Income 100% FPL Income 200% FPL Income 250% FPL Income 300% FPL Income 350% FPL
1 $11,170 $22,340 $27,925 $33,150 $44,680
2 $15,130 $30,260 $37,825 $45,390 $60,520
3 $19,090 $38,180 $47,725 $57,270 $76,360
4 $23,050 $46,100 $57,625 $69,150 $92,200
5 $27,010 $54,020 $67,525 $81,030 $108,040
6 $30,970 $61,940 $77,425 $92,910 $123,880
7 $34,930 $69,860 $87,325 $104,790 $139,720
8 $38,890 $77,780 $97,225 $116,670 $155,560