Children's Hospital Colorado

Financial Assistance Programs

Worried about paying your medical bills? Don't have health insurance? We can help.

Many of our patient families who do not have health insurance are surprised to learn that their child qualifies for assistance. Children's Hospital Colorado works with eligible patients and families to secure government assistance or charity programs for hospital services. If patients and their families are not eligible for government assistance, the Financial Counseling team may be able to offer financial assistance in the form of discounts and payment plans.

We have financial and medical assistance programs

The Children's Hospital Colorado Financial Assistance Program CHCO is in accordance with Colorado Revised Statute § 25-3-112 and 26 CFR 1.501(r)-0 through 26 CFR 1.501(r)-7.  Qualifications for many assistance programs require applicants to meet federal poverty income guidelines based on their Federal Poverty Level. Eligibility for financial assistance depends upon family size, income and the age of the applicant.  Please see Federal Poverty Income Guidelines Chart below for eligibility and links to our Financial Assistance Policy and Application.

Please call Patient Financial Services at (720) 777-7001 to talk with a Financial Counselor. They will help you apply for financial assistance programs.

Family Medicaid

Family Medicaid is a public health insurance program for Colorado children 0-18 years of age and for parents with dependent children. The program is funded jointly by a federal-state partnership and is administered by the Department of Health Care Policy and Financing.

Who is eligible?

  • Children ages 0-18 with household income under 260% Federal Poverty Level (FPL). See the Income Guidelines below for details.
  • Pregnant women, over the age of 19, whose household income is under 260% FPL
  • Parents and Caretaker Relatives (you must have a dependent child) whose household income does not exceed 133% FPL
  • Adults without dependent children whose household income does not exceed 133% FPL
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Child Health Plan Plus (CHP+)

Child Health Plan Plus (CHP+) is a public low-cost health insurance for certain children and pregnant women. It is for people who earn too much to qualify for Medicaid, but not enough to pay for private health insurance.

Who is eligible?

  • Children age 18 and under and pregnant women age 19 and over
  • Applicants with household income under 260% of the Federal Poverty Level (FPL). See the CHP+ Income Guidelines below for details.
  • Colorado residents
  • Permanent legal residents who have had an Alien Registration number for at least 5 years, a refugee or asylee
  • Applicants not eligible for Medicaid
  • Applicants who do not have other health insurance
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Colorado Indigent Care Program (CICP)

Colorado Indigent Care Program (CICP) provides discounted health services to low-income people and families. CICP is not a health insurance program. Discounted health care services are provided by Colorado hospitals and clinics that participate in the CICP.

Who is eligible?

  • People legally residing in Colorado
  • People who meet income and resource guidelines
  • People who are not eligible for Medicaid or Child Health Plan Plus (CHP+)
  • People who have Medicare
  • People who have health insurance

Examples of CICP approximate income guidelines

Family SizeApproximate Annual IncomeApproximate Monthly Income
1 up to $29,425 up to $2,431
2 up to $39,825 up to $3,277
3 up to $50,225 up to $4,122
4 up to $60,625 up to $4,968

Children's Hospital Colorado Charity Program

Children's Hospital Colorado Charity Program provides specialized care or elective services where patients and their families are in need of financial assistance. The decision to provide charity care will be based on a review of income, assets and liabilities of the family at the time of admission to the hospital or clinic. Income requirements will be defined in the hospital Financial Assistance Policy and Application listed below.

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What are the general requirements? *
*Exceptions may apply

  • Ineligibility for Medicaid, Child Health Plan+, Colorado Indigent Care Program, and other health insurance
  • Household size, income and resources below 250% of the Federal Poverty Level
  • Submission of required information within 365 days from the date that the first post-discharge billing statement for the care is provided

Federal Poverty Level (FPL) income guidelines chart: example of maximum income guidelines. Information provided here updated on April 1, 2015.

*In some cases, Charity will go up to 400%

Family SizeApproximate Annual Income
1 up to $29,425
2 up to $39,825
3 up to $50,225
4 up to $60,625
5 up to $71,025
6 up to $81,425
7 up to $91,825
8 up to $102,225

Payment Plan Options

Children’s charges are consistently applied to all patients regardless of their ability to pay or method of payment. Children's Hospital Colorado provides flexible payment plan options for our patients and families. While many payment plans do not exceed 6 months, exceptions can be made on a case-by-case basis. To set-up a payment plan, please call us at (720) 777-6422 to speak with a Customer Service representative.


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